Visa credit and debit cards are seen in this picture illustration taken August 2, 2022. REUTERS/Benoit Tessier 

Visa credit and debit cards are seen in this picture illustration taken August 2, 2022. REUTERS/Benoit Tessier 

Visa credit and debit cards are seen in this picture illustration taken August 2, 2022. REUTERS/Benoit Tessier 

The IO app, a smartphone app to get a cash-back refund on in-store purchases made with credit or debit cards, is seen on a mobile phone in this illustration picture taken December 17, 2020. Picture taken December 17, 2020. REUTERS/Guglielmo Mangiapane/Illustration 

Treasury Secretary Steven Mnuchin shows a coronavirus disease (COVID-19) pandemic relief debit card prior to handing it to U.S. President Donald Trump during a Cabinet meeting in the East Room at the White House in Washington, U.S., May 19, 2020. REUTERS/Leah Millis 

U.S. President Donald Trump examines a coronavirus disease (COVID-19) pandemic relief debit card he was handed during a Cabinet meeting in the East Room at the White House in Washington, U.S., May 19, 2020. REUTERS/Leah Millis TPX IMAGES OF THE DAY 

A customer pays for produce at the Ballard Farmers' Market which reopened Sunday with new safety measures, including encouraging people to use a credit or debit card instead of cash, as efforts continue to help slow the spread of the coronavirus disease (COVID-19) in Seattle, Washington, U.S. April 19, 2020. REUTERS/Jason Redmond 

Wifi signal icon on a debit card is seen in this picture illustration in Mexico City, Mexico, April 4, 2019. REUTERS/Edgard Garrido 

A fruit seller swipes a customer's debit card at a roadside market in Mumbai, India, April 2, 2019. REUTERS/Francis Mascarenhas 

A customer pays with a debit card at a store in Caracas, Venezuela, January 28, 2019. REUTERS/Andres Martinez Casares 

A customer pays with debit card at a store in Caracas, Venezuela, January 28, 2019. REUTERS/Andres Martinez Casares 

A shopkeeper swipes a customer's debit card with the logo of RuPay at an electronics goods store in Kolkata, India October 31, 2018. Picture taken October 31, 2018. REUTERS/Rupak De Chowdhuri 

Demonstrator rattles keys during a protest called "Let's stand for decency in Slovakia" held in reaction to the murder of Slovak investigative reporter Jan Kuciak and his fiancee Martina Kusnirova, in Bratislava, Slovakia March 9, 2018. REUTERS/Radovan Stoklasa 

A man uses a Citibank debit card at an ATM machine in Buenos Aires, Argentina September 7, 2017. REUTERS/Marcos Brindicci 

Debit cards from 10 issuers are used for more than $1 trillion of purchases each year. 

A man puts his debit card inside an Indian currency printed wallet outside a bank in Agartala, India November 28, 2016. REUTERS/Jayanta Dey 

People lined up in the hundreds around the evacuee center to collect provincial government debit cards loaded with C$1,250 per adult and C$500 per dependant in Lac La Biche, Alberta, Canada May 12, 2016. REUTERS/Ernest Scheyder 

People lined up in the hundreds around the evacuee center to collect provincial government debit cards loaded with C$1,250 per adult and C$500 per dependant in Lac La Biche, Alberta, Canada May 12, 2016. REUTERS/Ernest Scheyder 

Bank debit and credit cards are photographed in this illustration picture at an office in Frankfurt, Germany, March 17, 2016. REUTERS/Kai Pfaffenbach

Bank debit and credit cards are photographed in this illustration picture at an office in Frankfurt, Germany, March 17, 2016. REUTERS/Kai Pfaffenbach

Employees use an Apple iPhone to demonstrate to reporters how to pay using Apple Pay service at an Apple store in Beijing, China, February 17, 2016. REUTERS/Damir Sagolj TPX IMAGES OF THE DAY

U.S. President Barack Obama (R) uses a credit card to buy an item at the Shinola watchmakers flagship store in Detroit, Michigan January 20, 2016. REUTERS/Jonathan Ernst 

An woman walks past a bank branch advertising debit cards in central Athens, Greece, October 13, 2015. Greece lags far behind other EU countries in non-cash transactions. But Greeks have suddenly fallen in love with payment by plastic after capital controls were imposed in late June and banks were shut for three weeks. About one million cash cards were issued in July and August in a population of 11 million, compared to about 100,000 a month before the capital controls, said Athanasios Geramanis, the country manager for Mastercard, one of the four payment services available in the country. REUTERS/Alkis Konstantinidis 

A computer chip is seen on newly issued debit/credit card in this photo illustration taken in Encinitas, California September 28, 2015. Credit card companies have set an October deadline in the United States for the switch to chip-enabled cards, which come with embedded computer chips that make them far more difficult to clone. REUTERS/Mike Blake 

Pensioners wait to be issued their bank ATM/debit cards inside a National Bank branch at the city of Iraklio in the island of Crete, Greece July 9, 2015. A race to save Greece from bankruptcy and keep it in the euro gathered pace on Wednesday when Athens formally applied for a three-year loan and European authorities launched an accelerated review of the request. REUTERS/Stefanos Rapanis 

INDIA-BANKS/ - Charts credit card and debit card issuance and transactions in India from 2011, includes banks' market share of total credit cards issued as of 2014. (SIN03) 

A sign with a logo of MasterCard is seen on the door of a shoe shop in Stavropol January 13, 2015. This logo has been updated and is no longer in use. REUTERS/Eduard Korniyenko (RUSSIA - Tags: BUSINESS LOGO) 

A sign with a logo of MasterCard is seen on the door of a branch of Sberbank in Stavropol January 13, 2015. International credit and debit card company MasterCard has agreed to transfer card processing inside Russia to the local state-owned system, Russia's Central Bank said on Monday. This logo has been updated and is no longer in use. REUTERS/Eduard Korniyenko (RUSSIA - Tags: BUSINESS LOGO) 

A machine for credit cards is seen next to groceries on a stall at Feira Livre market on the streets of Pinheiros neighbourhood in Sao Paulo January 6, 2015. Brazil's annual inflation rate probably cooled off slightly in December despite another sharp increase in food prices. Inflation is expected to pick up again in early 2015, prompting the central bank to keep raising interest rates, according to market forecast. REUTERS/Nacho Doce (BRAZIL - Tags: BUSINESS POLITICS FOOD) 

CHINA BANKS/CLEARING C - Charts market share of global credit and debit card circulation, includes forecast growth rate for UnionPay, Visa, MasterCard and American Express 

A RuPay sign is seen on the door of an automated teller machine (ATM) while a user is seen, at a commercial building in Mumbai September 11, 2014. A government drive to expand banking services in India is giving a boost to home-grown card payment network RuPay, which expects to quadruple the number of users by March and make debit cards more acceptable in a nation where cash is still king. To match INDIA-PAYMENT/CARDS REUTERS/Danish Siddiqui (INDIA - Tags: BUSINESS POLITICS) 

A RuPay sign is seen on the door of an automated teller machine (ATM) as a worker cleans it, at a commercial building in Mumbai September 11, 2014. A government drive to expand banking services in India is giving a boost to home-grown card payment network RuPay, which expects to quadruple the number of users by March and make debit cards more acceptable in a nation where cash is still king. To match INDIA-PAYMENT/CARDS REUTERS/Danish Siddiqui (INDIA - Tags: BUSINESS) 

A. P. Hota, CEO of National Payments Corp of India (NPCI) speaks during an interview with Reuters at his office in Mumbai September 3, 2014. A government drive to expand banking services in India is giving a boost to home-grown card payment network RuPay, which expects to quadruple the number of users by March and make debit cards more acceptable in a nation where cash is still king. Picture taken September 3, 2014. To match INDIA-PAYMENT/CARDS REUTERS/Shailesh Andrade (INDIA - Tags: BUSINESS POLITICS) 

Indian Prime Minister Narendra Modi attends the launch of the Jan Dhan Yojana, or the Scheme for People's Wealth, in New Delhi August 28, 2014. Under the banking scheme, account holders would get a debit card and accident insurance cover of up to 100,000 rupees ($1,654). They would also get an overdraft facility of up to 5,000 Indian rupees. REUTERS/Adnan Abidi (INDIA - Tags: BUSINESS POLITICS HEADSHOT) 

Indian Prime Minister Narendra Modi attends the launch of the Jan Dhan Yojana, or the Scheme for People's Wealth, in New Delhi August 28, 2014. Under the banking scheme, account holders would get a debit card and accident insurance cover of up to 100,000 rupees ($1,654). They would also get an overdraft facility of up to 5,000 Indian rupees. REUTERS/Adnan Abidi (INDIA - Tags: BUSINESS POLITICS HEADSHOT) 

Indian Prime Minister Narendra Modi speaks during the launch of the Jan Dhan Yojana, or the Scheme for People's Wealth, in New Delhi August 28, 2014. Under the banking scheme, account holders would get a debit card and accident insurance cover of up to 100,000 rupees ($1,654). They would also get an overdraft facility of up to 5,000 Indian rupees. REUTERS/Adnan Abidi (INDIA - Tags: BUSINESS POLITICS) 

Indian Prime Minister Narendra Modi speaks with India's Finance Minister Arun Jaitley (L) during the launch of the Jan Dhan Yojana, or the Scheme for People's Wealth, in New Delhi August 28, 2014. Under the banking scheme, account holders would get a debit card and accident insurance cover of up to 100,000 rupees ($1,654). They would also get an overdraft facility of up to 5,000 Indian rupees. REUTERS/Adnan Abidi (INDIA - Tags: BUSINESS POLITICS) 

CHINA-UNIONPAY C - Diagram showing how mainland Chinese are smuggling money out of China using their UnionPay debit cards. Accompanies Reuters Special Report 

A woman registers her palm on a PulseWallet, a point-of-purchase device, during the 2014 International Consumer Electronics Show (CES) in Las Vegas, Nevada, January 8, 2014. The system measures vein patterns in the palm. After confirming a person's identity, the purchase can be paid with a "digital wallet" linked to a credit card, debit card, a bank account or even paid in bit coins. REUTERS/Steve Marcus (UNITED STATES - Tags: BUSINESS SCIENCE TECHNOLOGY) 

A NatWest cash machine is seen outside a branch in London December 3, 2013. Many customers of Royal Bank of Scotland (RBS), NatWest and Ulster Bank experienced problems using their credit and debit cards for three hours on Monday. Some customers reported that problems had continued into Tuesday, local media reported. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS POLITICS) 

A logo is seen outside a NatWest bank branch in London December 3, 2013. Many customers of Royal Bank of Scotland (RBS), NatWest and Ulster Bank experienced problems using their credit and debit cards for three hours on Monday. Some customers said that problems had continued into Tuesday, local media reported. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS POLITICS) 

A man uses a cash machine outside a NatWest bank in London December 3, 2013. Many customers of Royal Bank of Scotland (RBS), NatWest and Ulster Bank experienced problems using their credit and debit cards for three hours on Monday. Some customers reported that problems had continued into Tuesday, local media reported. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS POLITICS) 

A man walks past a cash machine outside a NatWest bank in London December 3, 2013. Many customers of Royal Bank of Scotland (RBS), NatWest and Ulster Bank experienced problems using their credit and debit cards for three hours on Monday. Some customers reported that problems had continued into Tuesday, local media reported. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS POLITICS) 

Two men walk past a cash machine outside a NatWest bank in London December 3, 2013. Many customers of Royal Bank of Scotland (RBS), NatWest and Ulster Bank experienced problems using their credit and debit cards for three hours on Monday. Some customers reported that problems had continued into Tuesday, local media reported. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS POLITICS) 

A light flashes on a cash machine outside a NatWest bank in London December 3, 2013. Many customers of Royal Bank of Scotland (RBS), NatWest and Ulster Bank experienced problems using their credit and debit cards for three hours on Monday. Some customers reported that problems had continued into Tuesday, local media reported. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS POLITICS) 

A woman uses a cash machine outside a NatWest bank in London December 3, 2013. Many customers of Royal Bank of Scotland (RBS), NatWest and Ulster Bank experienced problems using their credit and debit cards for three hours on Monday. Some customers reported that problems had continued into Tuesday, local media reported. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS POLITICS) 

Big Issue vendor Simon Mott demonstrates using his Chip and Pin device outside South Kensington Tube Station in London November 28, 2013. Mott, who sells the Big Issue, a magazine which supports the homeless, has become the first of its vendors to start accepting card payments for the 2.50-pound publication. In an increasingly cashless society, Mott realised that he was losing customers who found themselves without any change, so in May he invested in a card payment system. REUTERS/Stefan Wermuth (BRITAIN - Tags: BUSINESS SOCIETY) 

Ryad Boulanouar, President of the Financiere des Paiements Electroniques (FPE), poses next to a Compte-Nickel bank account machine during its presentation in a simulated tobacconist shop at a news conference in Paris October 16, 2013. The French will soon be able buy their cigarettes and do their banking at the same time as the country's huge network of tobacconists opens up a stripped-down, cut-price bank account. France's 27,000 tobacconists, or tabacs, whose distinctive red, diamond-shaped signs dot the nation's streets, will be out to win business from established banks who cut back their retail networks in a stagnating economy. The Nickel bank account, which after initial tests is due to be expanded nationwide next year, will offer customers a debit card and a current account for 20 euros ($27.17). REUTERS/Benoit Tessier (FRANCE - Tags: BUSINESS) 

A Compte-Nickel bank account machine and a debit card are presented in a simulated tobacconist shop at a news conference in Paris October 16, 2013. The French will soon be able buy their cigarettes and do their banking at the same time as the country's huge network of tobacconists opens up a stripped-down, cut-price bank account. France's 27,000 tobacconists, or tabacs, whose distinctive red, diamond-shaped signs dot the nation's streets, will be out to win business from established banks who cut back their retail networks in a stagnating economy. The Nickel bank account, which after initial tests is due to be expanded nationwide next year, will offer customers a debit card and a current account for 20 euros ($27.17). REUTERS/Benoit Tessier (FRANCE - Tags: BUSINESS) 

A Compte-Nickel bank account machine is presented in a simulated tobacconist shop at a news conference in Paris October 16, 2013. The French will soon be able buy their cigarettes and do their banking at the same time as the country's huge network of tobacconists opens up a stripped-down, cut-price bank account. France's 27,000 tobacconists, or tabacs, whose distinctive red, diamond-shaped signs dot the nation's streets, will be out to win business from established banks who cut back their retail networks in a stagnating economy. The Nickel bank account, which after initial tests is due to be expanded nationwide next year, will offer customers a debit card and a current account for 20 euros ($27.17). REUTERS/Benoit Tessier (FRANCE - Tags: BUSINESS) 

A Compte-Nickel bank account machine is presented in a simulated tobacconist shop at a news conference in Paris October 16, 2013. The French will soon be able buy their cigarettes and do their banking at the same time as the country's huge network of tobacconists opens up a stripped-down, cut-price bank account. France's 27,000 tobacconists, or tabacs, whose distinctive red, diamond-shaped signs dot the nation's streets, will be out to win business from established banks who cut back their retail networks in a stagnating economy. The Nickel bank account, which after initial tests is due to be expanded nationwide next year, will offer customers a debit card and a current account for 20 euros ($27.17). REUTERS/Benoit Tessier (FRANCE - Tags: BUSINESS) 

A Compte-Nickel bank account machine is presented in a simulated tobacconist shop at a news conference in Paris October 16, 2013. The French will soon be able buy their cigarettes and do their banking at the same time as the country's huge network of tobacconists opens up a stripped-down, cut-price bank account. France's 27,000 tobacconists, or tabacs, whose distinctive red, diamond-shaped signs dot the nation's streets, will be out to win business from established banks who cut back their retail networks in a stagnating economy. The Nickel bank account, which after initial tests is due to be expanded nationwide next year, will offer customers a debit card and a current account for 20 euros ($27.17). REUTERS/Benoit Tessier (FRANCE - Tags: BUSINESS) 

A customer performs a transaction on an ATM at a branch of Hungary's largest lender OTP Bank in central Budapest July 24, 2013. REUTERS/Laszlo Balogh (HUNGARY - Tags: BUSINESS) 

A man pulls out his credit card to make a purchase at a shop in Colombo June 11, 2013. Sri Lanka's central bank has told commercial banks to cut the interest rate charged on credit card advances by 4 percentage points in a bid to reduce other lending rates, the deputy governor said on Tuesday. REUTERS/Dinuka Liyanawatte (SRI LANKA - Tags: BUSINESS) 

Images taken from the phone of a suspect, who was one of the eight individuals charged with using data obtained by hacking into two credit card processors in a cybercrime scheme, are presented at a news conference in New York, May 9, 2013. The individuals formed the New York-based cell of a global cyber criminal organization that stole Mastercard Inc debit card data from two Middle Eastern banks, the Justice Department said. The information was used to make more than 40,500 withdrawals at automated teller machines in 27 countries, prosecutors said. REUTERS/Lucas Jackson (UNITED STATES - Tags: CRIME LAW POLITICS) 

A coffee shop displays signs for Visa, MasterCard and Discover, in Washington, May 1, 2013. This logo has been updated and is no longer in use. REUTERS/Jonathan Ernst (UNITED STATES - Tags: BUSINESS) 

A DipJar, an electronic version of the tip jar found in coffee shops, is seen on the counter of an Oren's Daily Roast in New York February 13, 2013. With a quick dip of their credit cards into the sleek machine, grateful customers are able to leave a pre-set tip (generally $1) for baristas. DipJar, a tip jar that takes plastic, located in six stores, is just one high-tech innovation seeking to make up for declining gratuities as people pay for small purchases with credit or debit cards. Picture taken February 13. To match Your Money RETAIL-SERVICE/DIPJAR REUTERS/Carlo Allegri (UNITED STATES - Tags: BUSINESS SCIENCE TECHNOLOGY) 

A man demonstrates the use of a DipJar, an electronic version of the tip jar found in coffee shops, on the counter of an Oren's Daily Roast in New York February 13, 2013. With a quick dip of their credit cards into the sleek machine, grateful customers are able to leave a pre-set tip (generally $1) for baristas. DipJar, a tip jar that takes plastic, located in six stores, is just one high-tech innovation seeking to make up for declining gratuities as people pay for small purchases with credit or debit cards. Picture taken February 13. To match Your Money RETAIL-SERVICE/DIPJAR REUTERS/Carlo Allegri (UNITED STATES - Tags: BUSINESS SCIENCE TECHNOLOGY) 

Konstantin Wolff, co-founder of the Payleven mobile payment service provider, demonstrates the Chip and Pin mobile card payment service using a smartphone and a bluetooth chip card reader at the company's office in Berlin March 6, 2013. PayPal launched a European version of its PayPal Here mobile payments service for small merchants on February 21 as the online payments division of eBay Inc steps up competition with rivals, including Square Inc. PayPal unveiled a new device, about the size of a smartphone, that allows small merchants to accept credit and debit cards under a more-stringent and complex system in Europe known as Chip and PIN. REUTERS/Thomas Peter (GERMANY - Tags: BUSINESS SCIENCE TECHNOLOGY) 

Konstantin Wolff, co-founder of the Payleven mobile payment service provider, demonstrates the Chip and Pin mobile card payment service using a smartphone and a bluetooth chip card reader at the company's office in Berlin March 6, 2013. PayPal launched a European version of its PayPal Here mobile payments service for small merchants on February 21 as the online payments division of eBay Inc steps up competition with rivals, including Square Inc. PayPal unveiled a new device, about the size of a smartphone, that allows small merchants to accept credit and debit cards under a more-stringent and complex system in Europe known as Chip and PIN. REUTERS/Thomas Peter (GERMANY - Tags: BUSINESS SCIENCE TECHNOLOGY)