A woman walks past a closed pawnbroker shop in Preston, Britain, March 9, 2021. REUTERS/Phil Noble 

Lorena Rodriguez (R), 47, who worked in the informal sector as a nanny, talks to an employee of a state-run pawnbroker, during the coronavirus disease (COVID-19) pandemic, in Quilpue, Chile August 12, 2020. Picture taken August 12, 2020. REUTERS/Rodrigo Garrido 

A woman waits as an employee of a state-run pawnbroker looks at a piece of jewelry, during the coronavirus disease (COVID-19) pandemic, in Quilpue, Chile August 6, 2020. Picture taken August 6, 2020. REUTERS/Rodrigo Garrido 

An employee of a state-run pawnbroker calculates the value of a ring that is being pawned, during the coronavirus disease (COVID-19) pandemic, in Quilpue, Chile August 6, 2020. Picture taken August 6, 2020. REUTERS/Rodrigo Garrido 

A gold bracelet is being weighed at a state-run pawnbroker, during the coronavirus disease (COVID-19) pandemic, in Quilpue, Chile August 6, 2020. Picture taken August 6, 2020. REUTERS/Rodrigo Garrido 

An employee of a state-run pawnbroker looks at a piece of jewelry, during the coronavirus disease (COVID-19) pandemic, in Quilpue, Chile August 6, 2020. Picture taken August 6, 2020. REUTERS/Rodrigo Garrido 

Lorena Rodriguez, 47, who worked in the informal sector as a nanny, shows a gold bracelet before pawning it at a state-run pawnbroker, during the coronavirus disease (COVID-19) pandemic, in Quilpue, Chile August 12, 2020. Picture taken August 12, 2020. REUTERS/Rodrigo Garrido 

People queue outside a pawnbrokers shop in Liverpool, following the outbreak of the coronavirus disease (COVID-19), Liverpool, Britain, May 26, 2020. REUTERS/Phil Noble 

A mainland Chinese visitor looks at the window of a pawn shop displaying luxury watches in Macau, China August 29, 2015. REUTERS/Tyrone Siu 

A woman looks at watches in the window of a pawn shop in Macau, China August 29, 2015. REUTERS/Tyrone Siu 

Signs for pawn shops are seen in Macau, China August 29, 2015. REUTERS/Tyrone Siu 

Mainland Chinese visitors walk in front of a pawn shop in Macau, China August 29, 2015. REUTERS/Tyrone Siu 

Signs for pawn shops are seen in Macau, China August 29, 2015. REUTERS/Tyrone Siu 

Mainland Chinese visitors look at watches in the window of a pawn shop in Macau, China August 29, 2015. REUTERS/Tyrone Siu 

A woman looks at luxury watches in the window of a pawn shop in Macau, China August 29, 2015. Just days after authorities raided five pawn shops in the Chinese territory Macau, many of the neon-lit stores in the world’s biggest gambling hub are still letting punters make fake purchases to skirt rules on how much cash they can take out of China. REUTERS/Tyrone Siu 

Larry Nuckols, chairman and co-owner of Money Mart Pawn & Jewelry, stands outside of one of his 30 stores in San Antonio, Texas March 15, 2015. Money for portable collateral, a contract that can fit on a paper napkin and a pending crackdown on payday loans have made these heady days for one of the world's oldest financial service firms - the pawnshop. REUTERS/Jon Herskovitz 

A man walks past a pawnshop in Macau February 17, 2015. REUTERS/Tyrone Siu (CHINA - Tags: BUSINESS) 

A welcome sign is posted on the outskirts of Kilmarnock, Scotland March 27, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 27, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS EMPLOYMENT POLITICS ELECTIONS) 

Fog surrounds the Balmoral Hotel in Edinburgh, Scotland April 30, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 30, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: TRAVEL ENVIRONMENT SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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A woman walks her dogs outside Dean Castle in Kilmarnock, Scotland March 27, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 27, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY ANIMALS TRAVEL BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Demolition work takes place on the Howard Park Hotel in Kilmarnock, Scotland March 25, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 25, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS CONSTRUCTION EMPLOYMENT POLITICS ELECTIONS)

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Edinburgh Castle is seen in Edinburgh, Scotland, April 29, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 29, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY TRAVEL BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Fettes College is seen though its front gate in Edinburgh, Scotland April 30, 2014. Last year, Fettes College, where Britain's former Prime Minister Tony Blair attended, was ranked the second-most expensive school in Scotland. Boarding at the school costs more than ?21,000 a year. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 30, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: EDUCATION BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Pedestrians walk past the luxury 5-star Balmoral Hotel in Edinburgh, Scotland May 1, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken May 1, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY TRAVEL BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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A boy passes a broken sign for Balmoral Road, the street where the former Johnnie Walker plant was located in Kilmarnock, Scotland March 25, 2014. The plant, which was Kilmarnock's largest employer, closed in 2012. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 25, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: EDUCATION BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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A man leaves the Burns Monument Centre in Kilmarnock, Scotland March 27, 2014. Scottish poet Robert Burns grew up near Kilmarnock and his first book of poetry, "Poems, Chiefly in the Scottish Dialect", known as the Kilmarnock volume, was published there. The Burns Monument Centre houses many of Burns' rare texts and local history archives. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 27, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Pedestrians walk along the Royal Mile, a busy street which runs from Edinburgh Castle to Holyrood Palace, in Edinburgh, Scotland May 1, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken May 1, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Souvenir merchant Steve Wright poses outside his shop, Clans of Scotland, in Edinburgh, Scotland April 29, 2014. Wright, who plans on voting "Yes" to independence, says he thinks "The word 'no' should not be in the Scottish vocabulary this year." The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 29, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS PORTRAIT)

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Neal Ingram, wearing a "Yes" t-shirt, poses near the Burns Mall in Kilmarnock, Scotland, April 29, 2014. Ingram, who plans on voting "Yes" to independence and is politically active, looks forward to the people of Scotland being able to "make decisions for ourselves and not being tied to an unrepresentative government." The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 29, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS EMPLOYMENT SOCIETY POLITICS ELECTIONS PORTRAIT)

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People gather under The Burns and Wilson Monument outside the Burns Shopping Mall in Kilmarnock, Scotland April 29, 2014. Scottish poet Robert Burns grew up near Kilmarnock and his first book of poetry, "Poems, Chiefly in the Scottish Dialect", known as the Kilmarnock volume, was published there. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 29, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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A member of the Edinburgh Rugby rugby team walks onto a pitch before practice outside Murrayfield Stadium in Edinburgh, Scotland April 29, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 29, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SPORT POLITICS ELECTIONS BUSINESS EMPLOYMENT)

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Pedestrians walk along Princes Street, the main shopping street in Edinburgh, Scotland May 1, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken May 1, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Rugby Park Stadium, a 15,000 seat venue where Elton John once performed, is seen though a gate in Kilmarnock, Scotland March 25, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 25, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SPORT BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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A pedestrian walks along King Street, the main shopping street in Kilmarnock, Scotland March 24, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 24, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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A busker plays the accordion on King Street, the main shopping street in Kilmarnock, Scotland March 27, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 27, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Students ride a city bus on their way home from school in Edinburgh, Scotland, April 30, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 30, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: EDUCATION BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Britain's Deputy Prime Minister Nick Clegg is seen on a television screen as patrons socialise in the Kay Park Tavern, a pub near the main business district in Kilmarnock, Scotland March 26, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 26, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: TPX IMAGES OF THE DAY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Students gather after school as they ride their bicycles in the main shopping district in Kilmarnock, Scotland April 29, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 29, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: EDUCATION TPX IMAGES OF THE DAY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Retired widower Archibald Anderson drinks a pint of beer at the Cafe Royal in Edinburgh, Scotland May 1, 2014. Anderson, who plans on voting "No" to independence remembers serving in the military alongside soldiers from England, Wales and Northern Ireland and says he "can't imagine why we would want to be separate." The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken May 1, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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A busker plays the bagpipes on Princes Street, the main shopping street in Edinburgh, Scotland April 30, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken April 30, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Pedestrians walk past a whisky shop on the Royal Mile, a busy street which runs from Edinburgh Castle to Holyrood Palace, in Edinburgh, Scotland, May 1, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken May 1, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT POLITICS ELECTIONS)

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Scotland's flag, the Saltire, flies outside a home in Kilmarnock, Scotland March 27, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 27, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: POLITICS ELECTIONS BUSINESS EMPLOYMENT)

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A pedestrian walks past the former site of the Johnnie Walker whisky plant in Kilmarnock, Scotland March 25, 2014. The plant, which was Kilmarnock's largest employer, closed in 2012. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 25, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY POLITICS ELECTIONS BUSINESS EMPLOYMENT)

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Pedestrians walk past a row of flats across from the former site of the Johnnie Walker distillery in Kilmarnock, Scotland March 25, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken March 25, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY POLITICS ELECTIONS BUSINESS EMPLOYMENT)

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British and Scottish flags fly outside the Lloyds Banking Group's Scottish headquarters in Edinburgh, Scotland May 1, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken May 1, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY POLITICS ELECTIONS BUSINESS EMPLOYMENT)

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A bird flies over homes in the Morningside suburb of Edinburgh, Scotland May 1, 2014. The Scottish capital, Edinburgh, has an air of prosperity that explains why so many of its residents are happy with their lot and unwilling to risk the changes independence may bring. But in Kilmarnock it is a different story. The once proud industrial town has been named the worst place to live in Scotland, battling high unemployment and with pawnbrokers and discount stores dominating its shopping centre. The contrast between the two is startling and highlights the wide social divide among Scots ahead of a September 18 referendum when Scottish residents will decide whether to leave the United Kingdom after over 300 years to become an independent country. Picture taken May 1, 2014. REUTERS/Suzanne Plunkett (BRITAIN - Tags: SOCIETY POLITICS ELECTIONS BUSINESS EMPLOYMENT)

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Chinese visitors walk past a sign for China UnionPay outside a pawnshop in Macau, in this picture taken November 20, 2013. Picture taken November 20, 2013. To match Special Report CHINA-UNIONPAY/ REUTERS/Tyrone Siu (CHINA - Tags: BUSINESS) 

Jessica Barakat looks at a video camera in the Crown Pawnbrokers shop, which her great-grandfather opened in 1937, in the now quickly developing 14th Street corridor in Washington March 1, 2014. The shop is one of the few remaining older businesses in the neighborhood. Picture taken March 1, 2014. To match story USA-INCOME/WASHINGTON REUTERS/Jonathan Ernst (UNITED STATES - Tags: BUSINESS EMPLOYMENT) 

People ride their bicycle past the Crown Pawnbrokers shop in the quickly developing 14th Street corridor in Washington March 1, 2014. The shop opened in 1937, and is of the few remaining older businesses in the neighborhood. Picture taken March 1, 2014. To match story USA-INCOME/WASHINGTON REUTERS/Jonathan Ernst (UNITED STATES - Tags: BUSINESS EMPLOYMENT) 

A customer gets money after selling his items at Easy Money pawn shop in Bangkok, August 27, 2013. Faced with rising living costs and unable to wait until pay day, growing numbers of Southeast Asians are putting their gold jewellery and designer watches in hock, creating a boom in pawnshops across Singapore, Malaysia, Thailand and Vietnam. Thailand's largest private pawnshop operator, Easy Money, has seen a 15-20 percent rise in the number of customers in recent months, especially in areas near Bangkok, said Managing Director Sittiwit Tangthanakiat. Picture taken August 27, 2013. REUTERS/Athit Perawongmetha (THAILAND - Tags: BUSINESS SOCIETY) 

A pawn shop worker sorts through gold jewellery at Easy Money Pawn shop in Bangkok, August 27, 2013. Faced with rising living costs and unable to wait until pay day, growing numbers of Southeast Asians are putting their gold jewellery and designer watches in hock, creating a boom in pawnshops across Singapore, Malaysia, Thailand and Vietnam. Thailand's largest private pawnshop operator, Easy Money, has seen a 15-20 percent rise in the number of customers in recent months, especially in areas near Bangkok, said Managing Director Sittiwit Tangthanakiat. Picture taken August 27, 2013. REUTERS/Athit Perawongmetha (THAILAND - Tags: BUSINESS SOCIETY) 

Store employee Jeffrey puts his hand on a gold and porcelain Buddha statue that the store had valued at S$38,888 ($34083) at a Cash Converters used goods store in Singapore August 30, 2013. Faced with rising living costs and unable to wait until pay day, growing numbers of Southeast Asians are putting their gold jewellery and designer watches in hock, creating a boom in pawnshops across Singapore, Malaysia, Thailand and Vietnam. Picture taken August 30, 2013. To go with ASIA-PAWNSHOPS REUTERS/Edgar Su (SINGAPORE - Tags: SOCIETY BUSINESS) 

Store employee Jeffrey inspects a diamond ring that the store had acquired at a Cash Converters used goods store in Singapore August 30, 2013. Faced with rising living costs and unable to wait until pay day, growing numbers of Southeast Asians are putting their gold jewellery and designer watches in hock, creating a boom in pawnshops across Singapore, Malaysia, Thailand and Vietnam. Picture taken August 30, 2013. To go with ASIA-PAWNSHOPS REUTERS/Edgar Su (SINGAPORE - Tags: SOCIETY BUSINESS) 

Valuer Eve Chong, demonstrates the valuation process for jewelry at a MoneyMax pawn shop outlet in Singapore August 23, 2013. Faced with rising living costs and unable to wait until pay day, growing numbers of Southeast Asians are putting their gold jewellery and designer watches in hock, creating a boom in pawnshops across Singapore, Malaysia, Thailand and Vietnam. Picture taken August 23, 2013. To go with ASIA-PAWNSHOPS REUTERS/Edgar Su (SINGAPORE - Tags: BUSINESS) 

Workers pass a boarded-up pawnbroker's premises in central London February 27, 2013. Britain's economy contracted by 0.3 percent in the last quarter of 2012 as first thought, keeping alive the danger of a third recession since 2008, although yearly growth was revised up, data showed on Wednesday. REUTERS/Toby Melville (BRITAIN - Tags: SOCIETY BUSINESS EMPLOYMENT) 

An Alges City cleaning worker pushes his cart past a shop that buys gold, silver and jewelry, on the outskirts of Lisbon January 14, 2013. REUTERS/Jose Manuel Ribeiro (PORTUGAL - Tags: SOCIETY) 

A man walks past a store that buys gold in the Pino Montano working-class neighbourhood of the Andalusian capital of Seville November 28, 2012. The Organisation for Economic Co-operation and Development predicted Spain's economy would contract by 1.3 percent this year, and by 1.4 percent in 2013, brought down by a euro zone recession and the effects of the spending cuts and tax hikes it has already made. REUTERS/Marcelo del Pozo (SPAIN - Tags: BUSINESS COMMODITIES) 

An employee shows a 50-grams gold ingot before selling it to a customer at a pawn shop in Jakarta October 4, 2012. Indonesia's biggest pawn shop operator PT Pegadaian has asked the government for a fresh capital injection after a plan to raise up to 6.4 trillion rupiah ($668 million) in an initial public offering was turned down by the government, its chief executive said on Thursday. To match Interview PEGADAIAN-CAPITAL/ REUTERS/Supri (INDONESIA - Tags: BUSINESS) 

A sign advertising the services of a pawnbroker, which reads "I Buy Gold, Silver and Diamonds", is seen in Rome August 17, 2012. City centres are being transformed as traditional shops go out of business, their signs replaced by ones that announce "Compro Oro", or "I Buy Gold". The Eurispes thinktank estimates the number of "Compro Oro" shops has quadrupled in the last two years. The proliferation of pawn shops, with an estimated annual turnover of 7 billion euros, is a very visible sign that for millions of Italians life has changed for the worse. Picture taken August 17, 2012. To match Feature ITALY-PAWNBROKERS/ REUTERS/Alessandro Bianchi (ITALY - Tags: BUSINESS COMMODITIES SOCIETY)