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RTX12LXL 
Africa's Lucrative Funerals Business - 15 Aug 2013 
Images relating to the funeral business in Africa. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies.

Africans are by no means alone in spending heavily on honouring their dead. But funerals on the continent are more frequent per head of population than elsewhere in the world.

While mortality rates are high, though, they are also falling - an attractive combination for insurers which raises the prospect of customers paying into their policies for longer. High unemployment and above-average birth rates across much of Africa also mean employees can have many dependents, making it more likely they will seek funeral insurance. 
AFRICA-FUNERALS/INSURANCE
RTX12KW7 
August 14, 2013 
A street vendor passes a coffin made in the shape of a fish at the workshop of Kane Kwei in the Teshi... 
Accra, Ghana 
A street vendor passes a coffin made in the shape of a fish at the workshop of Kane Kwei in the Teshi... 
A street vendor passes a coffin made in the shape of a fish at the workshop of Kane Kwei in the Teshi area of Accra, May 16, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 16, 2013. REUTERS/Luc Gnago (GHANA - Tags: BUSINESS SOCIETY RELIGION TPX IMAGES OF THE DAY) 
AFRICA-FUNERALS/INSURANCE
RTX12KWM 
August 14, 2013 
A carpenter prepares to align a flower wreath on a newly built wooden coffin at a workshop in Nairobi... 
Nairobi, Kenya 
A carpenter prepares to align a flower wreath on a newly built wooden coffin at a workshop in Nairobi... 
A carpenter prepares to align a flower wreath on a newly built wooden coffin at a workshop in Nairobi May 23, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 23, 2013. REUTERS/Noor Khamis (KENYA - Tags: BUSINESS SOCIETY RELIGION TPX IMAGES OF THE DAY) 
AFRICA-FUNERALS/INSURANCE
RTX12L5S 
August 14, 2013 
A coffin maker places his hand on sandpaper as he prepares a coffin for spraying at a coffin workshop... 
Lagos, Nigeria 
Coffin maker places his hand on sandpaper as he prepares a coffin for spraying at a coffin workshop in... 
A coffin maker places his hand on sandpaper as he prepares a coffin for spraying at a coffin workshop in the Odunlami district of Lagos May 31, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 31, 2013. REUTERS/Akintunde Akinleye (NIGERIA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICAN-FUNERALS/INSURANCE
RTX12L5V 
August 14, 2013 
Pallbearers carry a coffin through a cemetery during a funeral ceremony in Lagos May 31, 2013. From fish-shaped... 
Lagos, Nigeria 
Pallbearers carry coffin through cemetery during a funeral ceremony in Lagos 
Pallbearers carry a coffin through a cemetery during a funeral ceremony in Lagos May 31, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 31, 2013. REUTERS/Akintunde Akinleye (NIGERIA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12L5Z 
August 14, 2013 
Stanislas sits at his desk inside a shop that sells coffins and flowers, near the mortuary of Yopougon... 
Abidjan, Cote D'Ivoire 
Stanislas sits at his desk inside a shop that sells coffins and flowers, near the mortuary of Yopougon... 
Stanislas sits at his desk inside a shop that sells coffins and flowers, near the mortuary of Yopougon in Abidjan, May 22, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 22, 2013. REUTERS/Luc Gnago (IVORY COAST - Tags: BUSINESS SOCIETY RELIGION) 
AFRICAN-FUNERALS/INSURANCE
RTX12L5W 
August 14, 2013 
Family members gather near a tomb as a man shovels sand onto a coffin during a funeral ceremony at a... 
Lagos, Nigeria 
Family members gather near a tomb as a man shovels sand onto a coffin during a funeral ceremony at a... 
Family members gather near a tomb as a man shovels sand onto a coffin during a funeral ceremony at a cemetery in Lagos May 31, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 31, 2013. REUTERS/Akintunde Akinleye (NIGERIA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12KWL 
August 14, 2013 
Bereaved relatives wait to pick newly built coffins from a roadside showroom in Nairobi May 20, 2013.... 
Nairobi, Kenya 
Bereaved relatives wait to pick newly built coffins from a roadside showroom in Nairobi 
Bereaved relatives wait to pick newly built coffins from a roadside showroom in Nairobi May 20, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 20, 2013. REUTERS/Noor Khamis (KENYA - Tags: BUSINESS SOCIETY RELIGION TPX IMAGES OF THE DAY) 
AFRICA-FUNERALS/INSURANCE
RTX12KYY 
August 14, 2013 
Coffins are displayed as a worker is reflected in a window at the Sizo funeral parlour in Soweto, May... 
Johannesburg, South Africa 
Coffins are displayed as a worker is reflected in a window at the Sizo funeral parlour in Soweto 
Coffins are displayed as a worker is reflected in a window at the Sizo funeral parlour in Soweto, May 6, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 6, 2013. REUTERS/Siphiwe Sibeko (SOUTH AFRICA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICAN-FUNERALS/INSURANCE
RTX12L5T 
August 14, 2013 
Sculptures mounted on tombstones are seen at a cemetery in Lagos May 31, 2013. From fish-shaped coffins... 
Lagos, Nigeria 
Sculptures mounted on tombstones are seen at a cemetery in Lagos 
Sculptures mounted on tombstones are seen at a cemetery in Lagos May 31, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 31, 2013. REUTERS/Akintunde Akinleye (NIGERIA - Tags: BUSINESS SOCIETY RELIGION TPX IMAGES OF THE DAY) 
AFRICA-FUNERALS/INSURANCE
RTX12KWW 
August 14, 2013 
A board displaying funeral services is seen on the doorway of a showroom for newly built wooden coffins... 
Nairobi, Kenya 
A board displaying funeral services is seen on the doorway of a showroom for newly built wooden coffins... 
A board displaying funeral services is seen on the doorway of a showroom for newly built wooden coffins in Nairobi May 23, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 23, 2013. REUTERS/Noor Khamis (KENYA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12L5I 
August 14, 2013 
Tailors handle funeral clothes at a workshop near the mortuary of Yopougon in Abidjan, May 23, 2013.... 
Abidjan, Cote D'Ivoire 
Tailors handle funeral clothes at a workshop near the mortuary of Yopougon in Abidjan 
Tailors handle funeral clothes at a workshop near the mortuary of Yopougon in Abidjan, May 23, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 23, 2013. REUTERS/Luc Gnago (IVORY COAST - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12KYQ 
August 14, 2013 
A carpenter puts the finishing touches to a wooden coffin at a roadside workshop in Nairobi May 20, 2013.... 
Nairobi, Kenya 
A carpenter puts the finishing touches to a wooden coffin at a roadside workshop in Nairobi 
A carpenter puts the finishing touches to a wooden coffin at a roadside workshop in Nairobi May 20, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 20, 2013. REUTERS/Noor Khamis (KENYA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12KWZ 
August 14, 2013 
A woman stitches material to be used as the inner lining in coffins at a roadside workshop in Nairobi... 
Nairobi, Kenya 
A woman stitches material to be used as the inner lining in coffins at a roadside workshop in Nairobi... 
A woman stitches material to be used as the inner lining in coffins at a roadside workshop in Nairobi May 20, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 20, 2013. REUTERS/Noor Khamis (KENYA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12KW8 
August 14, 2013 
Coffins in the shape of a hand plane and a fish are seen in the workshop of Kane Kwei in the Teshi area... 
Accra, Ghana 
Coffins in the shape of a hand plane and a fish are seen in the workshop of Kane Kwei in the Teshi area... 
Coffins in the shape of a hand plane and a fish are seen in the workshop of Kane Kwei in the Teshi area of Accra, May 16, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 16, 2013. REUTERS/Luc Gnago (GHANA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12KWD 
August 14, 2013 
A coffin in the shape of a film projector is seen in the workshop of Kane Kwei in the Teshi area of Accra,... 
Accra, Ghana 
A coffin in the shape of a film projector is seen in the workshop of Kane Kwei in the Teshi area of Accra... 
A coffin in the shape of a film projector is seen in the workshop of Kane Kwei in the Teshi area of Accra, May 16, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 16, 2013. REUTERS/Luc Gnago (GHANA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICA-FUNERALS/INSURANCE
RTX12KWC 
August 14, 2013 
An employee works on a coffin in the shape of a fish in the workshop of Kane Kwei in the Teshi area of... 
Accra, Ghana 
An employee works on a coffin in the shape of a fish in the workshop of Kane Kwei in the Teshi area of... 
An employee works on a coffin in the shape of a fish in the workshop of Kane Kwei in the Teshi area of Accra, May 16, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 16, 2013. REUTERS/Luc Gnago (GHANA - Tags: BUSINESS SOCIETY RELIGION) 
AFRICAN-FUNERALS/INSURANCE
RTX12L5K 
August 14, 2013 
Family members of a deceased person walk along a road near a cemetery during a funeral ceremony in Lagos,... 
Lagos, Nigeria 
Family members of a deceased person walk along a road near a cemetery during a funeral ceremony in Lagos... 
Family members of a deceased person walk along a road near a cemetery during a funeral ceremony in Lagos, May 31, 2013. From fish-shaped coffins to slaughtered bulls, funerals in Africa are lavish affairs, providing a lucrative opportunity for insurance companies looking for business in some of the world's fastest growing economies. Many of the insurance industry's big money-spinners in developed markets, like motor insurance and cover for household goods, are irrelevant to the majority of Africans who cannot afford a range of expensive personal possessions. But high death rates and low savings levels mean funeral insurance is proving an easier sell among people daunted by the cost of ceremonies that can stretch to several months of income. Picture taken May 31, 2013. REUTERS/Akintunde Akinleye (NIGERIA - Tags: BUSINESS SOCIETY RELIGION TPX IMAGES OF THE DAY) 
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