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BBVA/
RTXXDVA 
February 02, 2011 
Francisco Gonzalez, chairman of Spain's second-largest bank BBVA, speaks during a news conference to... 
Madrid, Spain 
BBVA Chairman Francisco Gonzalez speaks during a news conference to present the company's annual results... 
Francisco Gonzalez, chairman of Spain's second-largest bank BBVA, speaks during a news conference to present the company's annual results at its headquarters in Madrid February 2, 2011. Higher funding costs cut into BBVA's income last year as erratic wholesale markets and a Spanish deposit price war overshadowed a robust performance by Spain's second-biggest bank in Latin America. REUTERS/Juan Medina (SPAIN - Tags: BUSINESS) 
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