Commonwealth Bank of Australia (CBA) Chief Executive Officer Ralph Norris gives a speech during the half year results news conference in central Sydney February 10, 2010. CBA Ltd the country's second largest bank, reported a 54 percent rise in first-half profit, its biggest half-yearly cash profit in a decade, as expected, bolstered by cost cutting, loan growth and gains in wealth management. REUTERS/Daniel Munoz (AUSTRALIA - Tags: BUSINESS)