An employee moves a roll of printing paper at the factory of "Typorganosi S.A" company in northwestern Athens November 12, 2014. Small and medium-sized companies (SMEs) form the backbone of the euro zone economy and rely mainly on bank funding rather than capital markets, so access to loans is crucial to the region's economic recovery. REUTERS/Alkis Konstantinidis (GREECE - Tags: POLITICS BUSINESS INDUSTRIAL)