A "euro calculator" is setup in this picture in front of quotations of the stock exchange of various economic newspapers to demonstrate its use in Bonn, December 29. The euro calculator is a gift of various German banks for those who are eager to be pioneers in Europe's brave monetary world to experiment with a variety of transactions in euros once they recover from their New Year celebrations. Transactions include bank accounts, bank transfers, mortages, credit card payments, traveller's cheques, personal cheques - just about anything that doesn't involve cash.

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