Francois Perol, the new chief executive of the merged Banque Populaire/Groupe Caisse d'Epargne bank, smiles during a general assembly for the shareholders of French investment bank Natixis, a subsidiary of the Caisse d'Epargne and Banque Populaire in La Defense, near Paris April 30, 2009. REUTERS/Charles Platiau (FRANCE BUSINESS HEADSHOT)