U.S. Housing and Urban Development (HUD) Secretary Ben Carson testifies next to Mark Calabria, director of the Federal Housing Finance Agency and Treasury Secretary Steven Mnuchin before a House Financial Services Committee hearing on Trump administration efforts to remove Fannie Mae and Freddie Mac from government conservatorship on Capitol Hill in Washington, U.S. October 22, 2019. REUTERS/Carlos Jasso REFILE - CORRECTING TITLE