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VIETNAM-BANKS/
RTX1T5W2 
October 25, 2015 
A vendor (L) sits at her kiosk selling phone card, cigarettes, soft drinks and incense outside the building... 
Hanoi, Vietnam 
A vendor sits at her kiosk outside the building of the Vietnam Asset Management Company in Hanoi 
A vendor (L) sits at her kiosk selling phone card, cigarettes, soft drinks and incense outside the building of the Vietnam Asset Management Company in Hanoi, Vietnam October 8, 2015. With a shabby facade, bars on its windows and flanked by a hair salon and a knockoff clothing store, the Vietnam Asset Management Company (VAMC) looks more like a backstreet pawnshop than a much-heralded bad-debt bank. This no-frills office with PVC sofas, chintzy 1980s decor and no elevator houses what's been the central bank's shoestring saviour for wayward banks and risky borrowers who ran up $20 billion in bad debt in 2012 and almost brought a promising economy to its knees. Picture taken October 8, 2015. REUTERS/Kham 
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